Terms of Use

Last Updated: December 22, 2025

1. Introduction

These Terms of Use provide the terms and conditions under which you, whether personally or on behalf of an entity ("you" or "your"), are permitted to use, interact with or otherwise access the platform and services provided by Polarise Ltd. (the "Company," "we," "us," or "our"). These Terms of Use, together with any documents and additional terms or policies that are appended hereto or that expressly incorporate these Terms of Use by reference as well as our Privacy Policy (collectively, the "Terms"), constitute a binding agreement between you and us.

These Terms apply to (i) all content, informational functionality, and information features (the "Content Features") available on polarise.app (the "Site"), our mobile applications, and any other site or application to which the Terms are posted (each, as applicable, an "Interface") and (ii) software and services, including but not limited to our social finance platform with polling, discussion, and community engagement features (the "Platform"), that may be available to users by connecting their self-hosted wallets via an Interface (the "Technology Features" and together with the Content Features, the "Features").

PLEASE REVIEW THE TERMS CAREFULLY. BY ACCESSING, INTERACTING WITH OR USING THE SITE OR ANY OTHER INTERFACE (INCLUDING BY LINKING YOUR WALLET, OR OTHERWISE CREATING AN IDENTIFIER ON THE SITE), ANY INTERFACE OR ANY FEATURE, YOU AGREE THAT YOU CAN ENTER INTO A BINDING AGREEMENT AND, AS SUCH, HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THE TERMS, INCLUDING THE BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER BELOW. IF YOU DO NOT AGREE TO ALL OF THE TERMS, YOU ARE NOT AUTHORIZED TO INTERACT WITH, ACCESS, OR USE ANY INTERFACE OR FEATURE.

USE OF CERTAIN FEATURES OF THE SITE, PLATFORM, OR TECHNOLOGY FEATURES MAY BE RESTRICTED OR PROHIBITED FOR PERSONS OR ENTITIES WHO RESIDE IN, ARE LOCATED IN, ARE INCORPORATED IN, HAVE A REGISTERED OFFICE IN, OR HAVE THEIR PRINCIPAL PLACE OF BUSINESS IN CERTAIN JURISDICTIONS AS DEFINED BELOW (ANY SUCH PERSON OR ENTITY FROM THESE JURISDICTIONS, A "RESTRICTED PERSON"). ADDITIONALLY, CERTAIN FEATURES MAY NOT BE AVAILABLE TO PERSONS OR ENTITIES (I) ON BEHALF OF ANY RESTRICTED PERSON(S) OR (II) DIRECTED, COORDINATED, OR CONTROLLED BY ANY RESTRICTED PERSON (ANY SUCH PERSON OR ENTITY ALSO SHALL BE CONSIDERED A RESTRICTED PERSON FOR PURPOSES OF THE RESTRICTED FEATURES).

USE OF A VIRTUAL PRIVATE NETWORK ("VPN") OR ANY SIMILAR TOOL TO ATTEMPT TO OR TO CIRCUMVENT THE RESTRICTIONS SET FORTH HEREIN IS STRICTLY PROHIBITED. ANY PERSON IN VIOLATION OF THESE TERMS MAY HAVE THEIR ACCOUNTS PLACED IN CLOSE-ONLY MODE, BE PROHIBITED FROM ACCESSING CERTAIN FEATURES, OR HAVE THEIR ACCESS TO THE PLATFORM TERMINATED IN OUR SOLE DISCRETION.

2. The Site and Features

Description of the Site and Features

The Platform is a social finance (SocialFi) platform that enables users to engage in social interactions, community discussions, polls, surveys, and various forms of content creation and sharing. The Platform combines social networking features with blockchain technology to create a unique digital community experience.

Key features of the Platform may include, but are not limited to:

Social Networking: Connect with other users, follow accounts, and build your social network within the platform.
Content Creation and Sharing: Create, share, and engage with various types of content, including posts, comments, images, videos, and other media.
Polling and Surveys: Participate in community polls and surveys on various topics, and create your own polls for community engagement.
Discussion Forums: Engage in threaded discussions on topics of interest within the community.
User Profiles: Maintain a customizable user profile showcasing your activity, connections, and interests.
Community Governance: In certain cases, participate in platform governance through voting and proposal mechanisms.
Token-Based Features: Certain features may involve the use of digital tokens or cryptocurrencies for enhanced engagement, tipping, or other platform-specific utilities.

Restricted Features: Certain advanced features of the Platform may not be available to users in specific jurisdictions due to regulatory requirements. These restrictions are detailed in Section 2.3 below.

The pricing or value information provided on the Site relating to any tokenized features or digital assets does not represent an offer, a solicitation of an offer, or any advice regarding, or recommendation to enter into, a transaction with the Company.

Even when the Site appears to be dynamic (e.g., updating or providing new displays when you – on your own accord – provide certain information), at no time is the Company acting directed by you or on your behalf. In addition, if you connect a wallet on the Site such that your self-hosted cryptocurrency wallet ("Wallet") can provide information to be transmitted to a blockchain network or other blockchain-based application, you should note that the Company (i) is not involved in providing or transmitting any such information to networks, (ii) cannot transmit any information to networks or otherwise assist in any transaction, (iii) never has access to and cannot control or provide guarantees relating to your Wallet and (iv) has no authority over and does not take possession or custody of your cryptoassets at any time. This also means that the Company is unable to assist with transactions: please be vigilant in interacting with any immutable blockchain technology.

You are solely responsible for familiarizing yourself with your Wallet and its safety and security features, including any private keys and passwords associated therewith. We will not and cannot access your private key, password, or any cryptoassets held within your Wallet, nor can we reverse any transactions you initiate with your Wallet (or otherwise). We cannot be responsible or liable in any way for how you use your Wallet.

You should also familiarize yourself with the risks associated with transacting on blockchain networks, including but not limited to smart contract vulnerabilities, front-end vulnerabilities, hacks, phishing attacks, social engineering attacks, cryptoasset volatility, and transaction irreversibility.

The Company is not responsible for the operation of any blockchain network, and the Company does not make any guarantee of the network's functionality, security, or availability. The Company is not responsible for the activities of persons or entities who develop or use applications or who validate or verify transactions or other operations related to blockchain networks operated by third parties. The Company cannot control how blockchain networks operated by third parties market their blockchain networks, and users should not assume any blockchain networks operated by third parties are affiliated with the Company. All transactions broadcast to the applicable blockchain network via your Wallet may require the payment of non-refundable network transaction fees, which shall be borne entirely by you.

We do not effectuate, facilitate, or control any transactions initiated via the Platform, and the Company will not be responsible for the result of any transactions, including but not limited to failed, inadvertent, or fraudulent transactions that may result in loss of funds or transaction fees or any other loss or harm to you.

Your Acknowledgement Relating to the Site and Information on the Site

You hereby acknowledge and agree that all information provided as part of the Content Features in connection with your access and use of the Site is intended for informational and entertainment purposes only. The Site strives to provide accurate information, but there is no guarantee or warranty that the information is updated, complete, or timely. For this reason, you acknowledge and agree that you are not relying on any of the information on the Site or any other Interface for any purpose and expressly (i) disclaim any reliance on any information on the Site or within the Features, and (ii) acknowledge that the Company will not be liable for any such information provided.

From time to time the Site, any other Interface or the Features may be inaccessible or inoperable for any reason, including, without limitation: (A) equipment malfunctions; (B) periodic maintenance procedures or repairs that the Company or any of its suppliers or contractors may undertake from time to time; (C) causes beyond the Company's control or that the Company could not reasonably foresee; (D) disruptions and temporary or permanent unavailability of underlying blockchain infrastructure; or (E) unavailability of third-party service providers or external partners for any reason.

You should take all steps to independently verify any information on the Site and any Interface on which you intend to rely and should not take action based solely on any information contained on any Interfaces, including blog posts, data, articles, links to third-party content, social media content, news feeds, tutorials, and videos.

None of the information provided on the Site, any other Interface, or through the Features should be construed as professional, financial, investment, legal, or tax advice, and the Company does not owe any duties and does not have any obligations to you based on the information provided on the Site, any other Interface, or through the Features. You acknowledge and agree that all information provided in connection with your access and use of the Site, any other Interface, and the Features is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained on the Site or any other Interface, or any other information that we make available at any time, including, without limitation, blog posts, articles, links to third-party content, community content, news feeds, tutorials, social media content, and videos. Before you make any financial, legal, or other decisions involving the Features, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate. The Terms are not intended to, and do not, create or impose any fiduciary duties on us. You further agree that the only duties and obligations that we owe you are those set out expressly in these Terms.

The Company is not acting as an investment adviser, financial adviser, trading adviser, tax adviser, legal adviser, or other professional adviser to any person or entity.

Geographic Restrictions and Feature Availability

Overview: The Company is committed to complying with applicable laws and regulations in all jurisdictions. As a result, certain features of the Platform may not be available to users in specific countries or regions due to regulatory requirements, compliance obligations, and international sanctions.

Restricted Jurisdictions: Users located in the following jurisdictions (collectively, the "Restricted Jurisdictions") may have limited access to certain Platform features:

Completely Restricted Jurisdictions

The following jurisdictions are subject to comprehensive restrictions where certain advanced features may not be available:

OFAC-Sanctioned Countries: Any jurisdiction or territory that is the subject of comprehensive country-wide, territory-wide, or regional economic sanctions by the United States Office of Foreign Assets Control (OFAC), including but not limited to: Iran, Syria, Cuba, North Korea, and the Crimea, Donetsk, and Luhansk regions of Ukraine
Additional Restricted Regions: Certain regions, as determined by the Company from time to time, based on regulatory requirements and compliance considerations

Feature-Specific Restrictions

Certain Platform features may be restricted for users in the following jurisdictions:

Restricted Countries for Advanced Features:

United States
United Kingdom
European Union member states (including but not limited to France, Germany, Italy, Belgium, and Poland)
Singapore
People's Republic of China
Hong Kong Special Administrative Region
Taiwan
Thailand
South Korea
Australia
Ontario, Canada

Close-Only Access: Users in certain jurisdictions may be placed in "close-only" mode for specific features, meaning they can:

✅ Access existing positions or content
✅ Close out existing positions or participation
✅ Withdraw funds or assets
❌ Initiate new positions or participate in new restricted activities

Restricted Features: The following Platform features may be restricted in certain jurisdictions:

Advanced tokenized engagement features
Certain governance participation rights
Specific community rewards programs
Token-gated content or features
Financial instrument-related functionality
Certain peer-to-peer transaction capabilities

General Access: Users in Restricted Jurisdictions typically retain access to:

Basic social networking features
Content viewing and consumption
Standard profile management
Non-financial polling and survey participation
Discussion forum participation
General community engagement

The Company reserves the right to modify the list of Restricted Jurisdictions and restricted features at any time based on evolving regulatory requirements and compliance considerations. The Company may implement technical measures, including IP address detection and wallet address analysis, to enforce these geographic restrictions.

Why These Restrictions?: Geographic and feature restrictions are implemented to ensure compliance with:

International sanctions and embargoes
Local financial services regulations
Securities and commodities laws
Gaming and wagering regulations
Anti-money laundering (AML) requirements
Know Your Customer (KYC) regulations
Data protection and privacy laws
Consumer protection requirements

3. Modifications

To The Terms

We reserve the right, in our sole discretion, to modify the Terms at any time or from time to time. The modified Terms will be posted on the Site and any other Interface and will provide the last updated date at the top. Any modified Terms will become effective upon posting. By continuing to access, use or otherwise interact with any Interface or Feature after the effective date of any modification to the Terms, you are providing your explicit agreement to be bound by the Terms as modified. If you do not agree to be bound by any updated Terms, you are prohibited from using, accessing, or otherwise interacting with the Interfaces or Features. It is your responsibility to check any Interface you use regularly for modifications to the Terms.

To the Site, any other Interface, or the Features

We reserve the right, in our sole discretion, to modify, substitute, eliminate, restrict access to, or add to the Site, any other Interface, or any Feature at any time and from time to time, with or without notice to you, including deleting or otherwise materially modifying content and information.

We may, at our sole discretion, from time to time and with or without prior notice to you, modify, suspend, or disable (temporarily or permanently) the Site, any other Interface, or the Features, in whole or in part, for any reason whatsoever. Upon termination of your access, your right to use the Site, any other Interface, or the Features will immediately cease. We will not be liable for any losses suffered by you resulting from any modification to any Site, any other Interface, or Feature,s or from any modification, suspension, or termination, for any reason, of your access to all or any portion of the Site, any other Interface, or the Features. The Site, any other Interface, and the Features may evolve, which means the Company may apply changes, replace, or discontinue (temporarily or permanently) the Site, any other Interface, or the Features at any time in its sole discretion.

The following sections of these Terms will survive any termination of your access to the Site, any other Interface, or the Features, regardless of the reasons for its expiration or termination, in addition to any other provision which by law or by its nature should survive: Sections 5, 7-12.

4. Your Responsibilities, Representations & Prohibited Conduct

Your Representations

As a condition to accessing or using the Site or the Features, you represent and warrant to the Company the following:

Of Age and Legal Authority: The Site, any other Interface, and Features are intended only for users who are 18 years of age or older. If you are entering into the Terms on behalf of an entity, such as the company you work for, you represent to us that you have the legal authority to bind such an entity. If you do not meet these requirements, you are prohibited from accessing, using, or otherwise interacting with the Site, any other Interface, or Features.

Sanctions: You represent and warrant that you are not, and for the duration of the time you use the Site, any other Interface, and Features, will not be (i) the subject of economic or trade sanctions administered or enforced by any governmental authority or otherwise designated on any list of prohibited or restricted parties; (ii) in contravention of any laws and regulations pertaining to anti-money laundering or terrorist financing; (iii) included on the List of Specially Designated Nationals and Blocked Persons maintained by the US Treasury Department's Office of Foreign Assets Control (OFAC) or on any list pursuant to European Union (EU) and/or United Kingdom (UK) regulations; or (iv) operationally based or domiciled in a country or territory in which sanctions imposed by the United Nations (whether through the Security Council or otherwise), OFAC, the EU and/or the UK apply, or otherwise pursuant to sanctions imposed by the United Nations, OFAC, EU, or UK. If at any point the above is no longer true, then you must immediately cease using the Site, any other Interface, and Features.

Geographic Restrictions: You acknowledge and agree that certain features of the Platform are restricted based on your geographic location as detailed in Section 2.3. You represent that you will comply with all applicable geographic restrictions and will not attempt to circumvent these restrictions through VPNs or other means.

Wallet Configuration: You represent and warrant that you – and only you – are responsible for properly configuring, as applicable, and using the Site, any other Interface, or the Features or incorporating the Features into your applications or Wallet and for taking appropriate action to secure your data, including, without limitation, financial or token information and private keys.

No VPN To Circumvent or Attempt to Circumvent: You do not, and will not, use VPN software or any other privacy or anonymization tools or techniques to circumvent, or attempt to circumvent, any restrictions that apply to the Site, any other Interface, or the Features.

Sophistication: You represent and warrant that you possess sufficient knowledge, market sophistication, professional advice, experience, and skills to engage with the Site, any other Interface, and the Features, including an understanding of blockchain technology, digital assets, and social media platforms.

Applicable Law: Your access to the Site, any other Interface, and Features is not (i) prohibited by and does not otherwise violate or assist you to violate any domestic or foreign law, rule, statute, regulation, by-law, order, protocol, code, decree, or another directive, requirement, or guideline, published or in force that applies to or is otherwise intended to govern or regulate any person, property, transaction, activity, event or other matter, including any rule, order, judgment, directive or other requirement or guideline issued by any domestic or foreign federal, provincial or state, municipal, local or other governmental, regulatory, judicial or administrative authority having jurisdiction over the Company, you, the Site, any other Interface, or the Features, or as otherwise duly enacted, enforceable by law, the common law or equity (collectively, "Applicable Laws"); or (ii) contribute to or facilitate any illegal activity. You represent and warrant that you will comply with all Applicable Laws, and you will not use the Site, any other Interface, or the Features if the laws of your country, or any Applicable Law, prohibit you from doing so.

Content Responsibilities: You represent and warrant that any content you create, share, or upload to the Platform (i) is owned by you or you have the necessary rights and permissions to share it, (ii) does not violate any third party's intellectual property rights, privacy rights, or other legal rights, (iii) does not contain malicious code or harmful content, and (iv) complies with all applicable laws and these Terms.

5. Your Responsibilities & Prohibited Conduct

You agree to access, use, or otherwise interact with the Site, any other Interface, and Features only in an authorized, proper, and appropriate manner and in accordance with these Terms and with all Applicable Laws.

You agree that you will not:

Violate any applicable laws or regulations through your access to or use of the Site, any other Interface, or the Features;
Violate the Terms;
Engage in any activity that violates Applicable Laws;
Exploit the Site, any other Interface, or Features for any unauthorized purpose;
Circumvent or attempt to circumvent any content-filtering techniques, security measures, geographic restrictions, or access controls that the Company employs on the Site, including, without limitation, through the use of a VPN or similar measures;
Provide false, inaccurate, or misleading information while using the Site, any other Interface, or the Features, or engage in activity that operates to defraud the Company, other users of the Features, or any other person;
Harvest or otherwise collect information from the Site, any other Interface, or the Features for any unauthorized purpose;
Create multiple accounts to manipulate platform features, evade restrictions, or engage in fraudulent activity.
Engage in activity that violates any Applicable Laws, including but not limited to: (i) any fraudulent act or scheme to defraud, deceive, trick or mislead; (ii) manipulation of polls, surveys, or voting mechanisms; (iii) coordinated inauthentic behavior; (iv) spam or automated posting; (v) impersonation of other users or entities; (vi) harassment, bullying, or threatening behavior; (vii) market manipulation or coordinated trading activities; (viii) wash trading or fictitious engagement; or (ix) any other activity that, in the reasonable judgment of the Company, is abusive, improper, or disruptive;
Use the Site, any other Interface, or Features in any manner that could disable, overburden, damage, or impair the Site, any other Interface, or Features, or interfere with any other party's use or enjoyment of the Site, any other Interface, or Features;
Use the Site, any other Interface, or the Features, in any way that is, in our sole discretion, libelous, defamatory, profane, obscene, pornographic, sexually explicit, indecent, lewd, vulgar, suggestive, harassing, stalking, hateful, threatening, offensive, discriminatory, bigoted, abusive, inflammatory, fraudulent, deceptive, or otherwise objectionable or likely or intended to incite, threaten, facilitate, promote, or encourage hate, racial intolerance, or violent acts against others;
Post, upload, or share content that contains child sexual abuse material (CSAM) or exploits minors in any way;
Post, upload, or share content that infringes on the intellectual property rights, privacy rights, or other legal rights of third parties;
Use the Site, any other Interface, or the Features to engage in or promote illegal activities, including money laundering, terrorist financing, or securities fraud;
Use the Site, any other Interface, or the Features for or on behalf of any person residing in a Restricted Jurisdiction with respect to features that are restricted in that jurisdiction;
Reverse engineer, disassemble, or decompile the Interfaces or Features or apply any other process or procedure to derive the source code of any software included in the Interfaces or Features, except to the extent applicable law does not allow this restriction or such rights have been expressly granted to you under a separate license;
Sublicense, sell, or otherwise distribute the Interfaces or Features, or any portion thereof;
Use any data mining tools, robots, crawlers, or similar data gathering and extraction tools to scrape or otherwise remove data from the Site, any other Interface, or Features;
Use any manual process to monitor or copy any of the material on the Site, any other Interface, or Features, or for any other unauthorized purpose without our prior written consent;
Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful to the Site, any other Interface, or Features;
Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, any other Interface, or Features, the server(s) on which the Site, any other Interface, or Features are stored, or any server, compute,r or database connected to the Site, any other Interface, or Features;
Attack the Site, any other Interface, or Features via a denial-of-service attack or a distributed denial-of-service attack or otherwise attempt to interfere with the proper working of the Site, any other Interface, or Features;
Use automated systems or software to extract data from the Site or Interfaces ("screen scraping") without our prior written permission; or
Engage in any behavior that, in the Company's sole discretion, restricts or inhibits any other user from using or enjoying the Platform.

You acknowledge and agree that if you use the Site, any other Interface, or Feature in a potentially prohibited manner, we may investigate and we reserve the right, in our sole discretion, to (i) terminate your access to the Site, any other Interface, and/or Features, (ii) prohibit you from participating in any reward or incentive programs or product launches, (iii) remove any content you have posted, and (iv) take any other action the Company deems reasonable or necessary, including cooperating with law enforcement or bringing claims against you if they result in harm or damage to the Company, to rectify the prohibited conduct or any consequences resulting therefrom.

You hereby acknowledge and agree that using the Site, any other Interface, and/or Features may result in tax consequences. It is your sole responsibility to determine whether there are any tax consequences from any transactions or activities you engage in using the Site, any other Interface, or Features, and you are solely responsible for ensuring compliance with applicable tax laws in your tax resident jurisdiction.

6. Additional Information and Compliance

The Company or a third party acting on behalf of the Company may, from time to time, request additional information from you, including, but not limited to, information to confirm your identity, verify your geographic location, confirm that you are not a Restricted Person with respect to restricted features, or to comply with applicable laws and regulations. If you do not provide such information within the time period set by the Company or if the Company determines, in its sole discretion, that such information is not adequate, the Company may, in its sole discretion, (i) terminate your access to the Site, any other Interface, and/or Features, (ii) limit your access to certain features of the Platform, (iii) prohibit you from participating in any reward or incentive programs or product launches and (iv) take any other action the Company deems reasonable or necessary in its sole discretion.

7. Your Feedback

You may provide feedback to us or otherwise submit questions and inquiries through some of the Interfaces ("Feedback"). We welcome Feedback relating to improvements or updates to the Interfaces or Features, or inquiries about the same. We will try to review your Feedback but we are not obligated to do so, nor are we obligated to release any modifications or improvements you submit to us based on your Feedback.

You acknowledge and agree that we will own all right, title, and interest in and to all Feedback you submit. You represent and warrant that (i) you and your licensors own all right, title, and interest in and to your Feedback; and (ii) you will not violate any intellectual property or other rights of third parties in providing Feedback to us.

8. Intellectual Property Rights

Ownership & License

The Company or its licensors own all right, title, and interest, including all intellectual property rights, in and to the Site, any other Interface, and Features, including any related content and technology, unless otherwise indicated. Subject to the Terms, the Company hereby grants you a personal, limited, revocable, non-exclusive, non-sublicensable, non-transferable license to use, copy, and distribute in connection with such use the Site, any other Interface, and Features. This license is solely intended to allow you to access, use, or otherwise interact with the Site, any other Interface, and Features.

You acknowledge and agree that you do not receive any other rights to the Site, any other Interface, or Features other than those specified in the Terms. Certain Features may be provided to you under a separate license; third-party features or applications integrated into the Site or Features may be subject to other or additional intellectual property licenses, and thus, you must review any terms relevant to those third-party features or applications to determine the relevant license applicable thereto. You agree you will not violate the terms of any such separate license.

Reciprocal License

By using the Site, any other Interface, or any Feature, you grant us a limited, non-exclusive, sublicensable, worldwide, royalty free license to use, copy, modify, create derivative works of, and display any content or Feedback you provide to us or that you post on or through the Site, any other Interface, or any Features solely for our business purposes, including but not limited to the purpose of providing the Site, any other Interface, or Features for so long as is necessary to do so.

By providing any Feedback or providing any information on or through the Site, any other Interface, or via the Features (collectively, the "Content"), you hereby grant to us a royalty-free, fully paid-up, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, copy, modify, create derivative works of, display, perform, publish and distribute, in any form, medium, or manner, any Content, including, without limitation, for promoting the Platform, its affiliates, the Features, the Site or any other Interface. You represent and warrant that (a) you own your Content or have the right to grant the rights and licenses in these Terms; and (b) your Content and our use of your Content, as licensed herein, do not and will not violate, misappropriate, or infringe on any third party's rights.

Third Party Information or Services

As discussed throughout the Terms, the Site, any other Interface, and Features may be integrated with or otherwise give access to applications, services, sites, technology, data, operations, features, and resources that are provided or otherwise made available by third parties ("Third Party Services").

If the Site, any other Interface, or Features may contain links to Third Party Services, then they are provided for your convenience only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access a third-party service integrated with or linked to any Interface or Feature, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. We reserve the right to withdraw linking permission without notice.

As further noted throughout these Terms, your access and use of Third Party Services may be subject to additional terms and conditions, privacy policies, or other agreements with those third parties, which we do not control and otherwise may have no relationship with. The Company also has no control over and is not responsible for such Third Party Services, including for the accuracy, availability, reliability, verification, or completeness of information or content shared by or available through Third Party Services, or the privacy practices of Third Party Services.

Your use of any Third Party Services is directly between you and that third party, and you acknowledge and agree that we will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any Third Party Services. You, and not we, will be responsible for all costs and charges associated with your use of any Third Party Services.

You acknowledge and agree that the Company is not responsible for the availability of such external sites, applications or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource.

Please review any applicable terms, privacy policies or agreements of Third Party Services prior to using such services. The integration or inclusion of such Third Party Services does not imply an endorsement or recommendation of such Third Party Services.

9. User Content and Community Standards

User-Generated Content

The Platform allows you to create, upload, post, send, receive, and store content, including but not limited to text, photos, videos, audio, polls, and other materials (collectively, "User Content"). You retain ownership of your User Content, but by posting User Content to the Platform, you grant the Company the licenses described in Section 8.2.

Content Standards

All User Content must comply with the following standards:

Lawful: User Content must comply with all applicable laws and regulations.
Truthful: User Content must not contain false, misleading, or deceptive information.
Respectful: User Content must not be abusive, threatening, defamatory, or harassing toward others.
Appropriate: User Content must not contain obscene, pornographic, or sexually explicit material (except in designated adult-only sections, if applicable).
Safe: User Content must not contain malware, viruses, or other harmful code.
Original: User Content must not infringe on the intellectual property rights of others.
Non-Exploitative: User Content must not exploit, harm, or attempt to exploit or harm minors in any way.

Content Moderation

The Company reserves the right, but has no obligation, to:

Monitor, review, and moderate User Content;
Remove or refuse to post any User Content that violates these Terms or is otherwise objectionable;
Suspend or terminate accounts that repeatedly violate these Terms;
Cooperate with law enforcement regarding User Content that may violate applicable laws.

The Company's decision to monitor, remove, or allow User Content does not constitute an endorsement of such content or a waiver of any rights.

Reporting Violations

If you believe that any User Content violates these Terms or applicable laws, please report it to us at [email protected]. We will investigate and take appropriate action in accordance with these Terms and applicable law.

10. Indemnification

You agree to defend, indemnify, and hold harmless us and our licensors, and each of their respective employees, officers, directors, and representatives (collectively, the "Company Parties") from and against all liability for monetary damages, contractual claims of any nature, economic loss (including direct, incidental or consequential damages), loss of income or profits, fines, penalties, exemplary or punitive damages, and any other injury, damage, or harm, including reasonable attorney's fees ("Damages") that relate in any way to any demand, claim, regulatory action, proceeding or lawsuit, regardless of the cause or alleged cause, whether the allegations are groundless, fraudulent, false, or lack merit and regardless of the theory of recovery ("Claim(s)") arising out of or relating to: (i) your use of the Interfaces or Features (including any use by your authorized users, and any User Content you post); (ii) breach of the Terms or violation of applicable law by you; (iii) a dispute between you and any third party, including other users; (iv) your alleged or actual infringement or misappropriation of any third party's intellectual property or other rights; (v) your Feedback; and (vi) your violation of any third party's rights. In the event we receive any third-party subpoena or other compulsory legal order or process associated with Claims described in (i) through (vi) above, then, in addition to the indemnification set forth above, you will reimburse us for our employees' and contractors' time and materials spent responding to such matters at our then-current hourly rates

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